Oct. 09 absentee ballot for overseas voters

Without Rasmussen or Pulse polls
Senate Dem 51   GOP 49  
House Dem 201   GOP 199   Ties 35

 
House races
Downloadable polling data
Previous report
Next report
News
With Rasmussen

strong Dem Strong Dem (48)
weak Dem Weak Dem (0)
barely Dem Barely Dem (3)
tied Exactly tied (0)
barely GOP Barely GOP (5)
weak GOP Weak GOP (3)
strong GOP Strong GOP (41)
strong Ind Strong Ind (0)
weak Ind Weak Ind (0)
barely Ind Barely Ind (0)
Map algorithm explained
Senate polls today: FL IL NY WA WI RSS
Dem pickups: (None) GOP pickups: AR CO IN NV ND PA WV WI PDA


PW logo Ground Zero Strip Club? Gates Called Donilon a "Disaster"
Americans Split on Obama and Bush Sink Holds Narrow Lead for Florida Governor
Quote of the Day Deal for Meek to Drop Out?

News from the Votemaster            

Democrats May Toss Meek Under the Bus     Permalink

As loyal readers of this site may remember, on Aug. 25 we discussed the possibility that if senatorial candidate Kendrick Meek (D) were polling in the 10-15% range in October, the Democrats might try to get him out of the race (possibly by offering him a job in the administration) and then making a deal that independent candidate Charlie Crist would agree to caucus as a Democrat in return for Meek's endorsement. Well, it is October and we have a poll today putting Meek at 19% and guess what, the subject of Meek dropping out is popping up all over. It makes sense. Meek has no chance at all and Crist is popular with Democrats. If Meek were to call it quits and endorse Crist, it would suddenly be a horse race again. Otherwise, Marco Rubio (R) will be the next senator from Florida. One can only imagine all the carrots being dangled in front of Meek as there are no sticks available. The DSCC long ago wrote him off as hopeless.

Bank of America Halts All Foreclosures     Permalink

The Bank of America, the nation's largest bank, is temporarily halting all foreclosures of people who can't pay their mortgages. Majority leader Harry Reid (D-NV) is urging all banks to follow suit. If they do, the Democrats are sure to claim this as a big victory (even if the banks continue after the election). It could be the break the Democrats need to show they are doing something to help ordinary people.

Of course, the Bank of America didn't stop foreclosing because it likes Harry Reid or it wants the Democrats to win the election. Rather the opposite. But they have a problem. Years ago, a bank would loan money to a home owner and the home owner would pay principle and interest to the bank for 30 years. As long as the bank was charging the home owners a higher rate of interest than it was paying depositors, it could make money with this business model.

Then Wall St. got into the act and told the banks they could free up more capital by selling the mortgages to the likes of Goldman Sachs, which would then package thousands of mortgages together and sell shares in them. The banks loved the idea. They got a fee for originating each mortgage and didn't have to tie up their own money for 30 years. Almost immediately they did what should have seemed obvious from the beginning--they began giving mortgages to people who couldn't afford them. After all, they were going to sell most of them immediately and wouldn't be left holding the bag if they went south, which they did, causing the subprime mortgage crisis, which wrecked the economy.

But a second aspect of the securitization process is now only starting to come to light. When a home owner defaults, the mortgage holder can go to court to reclaim the property. But with most loans now being sold multiple times and then sliced and diced into little pieces, nobody really knows who the owner is and thus who has standing in court to foreclose. Increasingly, judges are refusing to let the purported owner foreclose because the purported owner cannot prove he is the real owner. This development clearly benefits struggling home owners, since they can now go to the bank and try to negotiate a deal. Banks, knowing they can't foreclose due to flawed paperwork, are much more inclined to negotiate now.

It is this situation the Bank of America is responding to. It doesn't give a hoot what Harry Reid thinks, but it is losing court cases right and left and has decided to stop filing them until it gets its paperwork in better shape. That Reid and the Democrats may claim "they forced the banks to let people stay in their homes" is slightly annoying but their first concern is getting their paperwork in better shape for the future.

Making this development even more political, Congress passed a bill allowing banks to foreclose on people even if they can't prove who owns the house in question. Nobody seems to know how the bill was passed. It just magically got through the Senate and House when no one was looking. But President Obama has now said he will veto the bill, making him a hero to many home owners who are scared of losing their homes. Some of them might just decide to vote this year.

Today's Polls: FL IL NY WA WI CT-02 CT-03 IN-02 KS-01 WA-08     Permalink

New Senate Polls


State Democrat D-pct Republican R-pct I I-pct Start End Pollster
Florida Kendrick Meek 19% Marco Rubio 50% Charlie Crist 25% Oct 07 Oct 07 Rasmussen
Illinois Alexi Giannoulias 40% Mark Kirk 37%     Sep 23 Sep 26 Global Strategy
New York Kirsten Gillibrand* 55% Joseph DioGuardi 34%     Oct 01 Oct 05 Quinnipiac U.
Washington Patty Murray* 46% Dino Rossi 49%     Oct 06 Oct 06 Rasmussen
Wisconsin Russ Feingold* 41% Ron Johnson 49%     Sep 29 Oct 04 We the People


New House Polls


Cong. Distr. Democrat D-pct Republican R-pct I I-pct Start End Pollster
CT-02 Joe Courtney* 55% Janet Peckinpaugh 41%     Oct 03 Oct 05 Merriman River Group
CT-03 Rosa DeLauro* 58% Larry Labriola 37%     Oct 03 Oct 05 Merriman River Group
IN-02 Joe Donnelly* 48% Jackie Walorski 39%     Oct 01 Oct 03 EPIC MRA
KS-01 Alan Jilka 26% Tim Huelskamp 63%     Oct 05 Oct 06 SurveyUSA
WA-08 Suzan DelBene 44% Dave Reichert* 48%     Oct 04 Oct 05 Fairbank Maslin

If you like this Website, tell your friends. You can also share by clicking this button  

-- The Votemaster







Google
WWW www.electoral-vote.com

Recent Headlines (clickable)

Oct08 Icons for Bloggers and Websites Available
Oct08 Connecticut Voters Want to Get Rid of Lieberman
Oct08 Poaching Season Opens Nov. 3
Oct08 Biden Campaigning Nearly Full Time
Oct08 Today's Polls: CO CT FL MO NH NV NY OH PA WI PA-07 SD-AL
Oct07 Twenty New House Polls Published
Oct07 A Twenty House Polls Published
Oct07 Partisan Pollsters Disagree Wildly in Connecticut
Oct07 Californians Want to Legalize Marijuana
Oct07 Today's Polls: CO CT DE FL HI NY OH WV + 20 House polls
Oct06 New Senate Graph Available
Oct06 Hoffman Drops Out of NY-23 Race
Oct06 Who Is a Likely Voter
Oct06 Republicans Rated on Their Conservatism
Oct06 Foreign Corporations Paying for Attack Ads on Democrats
Oct06 Today's Polls: CA CO CT FL IL IN MO NV OH PA WV PA-10
Oct05 Brown Leads Whitman for California Governor
Oct05 Gallup Poll of Likely Voters Released
Oct05 National Journal Publishes List of Governors' Mansions Most Likely to Flip
Oct05 Republican Leaders Try to Lower Expectations
Oct05 Today's Polls: AR AZ CA CT IL MD PA NM-01 NM-02 WY-AL
Oct04 Supreme Court Could Become Partisan
Oct04 Republican Outsiders Outspend Democratic Outsiders 7 to 1
Oct04 Angle Criticizes Republicans
Oct04 Nov. 3 Election News Wrapup Already Available
Oct04 Today's Polls: CO OH-01
Oct03 McAdams Raises 50,000 in September
Oct03 Landry Wins LA-03 Runoff
Oct03 2012 GOP Primary May Divide by Class
Oct03 Today's Polls: CO PA SC WI WA-08
Oct02 Florida Race Dividing Democrats
Oct02 Democrats Forced to Triage Candidates
Oct02 Whitman to Debate Brown on Spanish-Language Television Today
Oct01 California Governor's Race Upended by Maid
Oct01 Can the Tea Party Govern?
Oct01 California Govrnor's Race Upended by Maid
Oct01 Poll: Romney and Palin are the Early 2012 GOP Favorites
Oct01 List of Wealthiest Members of Congress Published
Oct01 Today's Polls: AK CA FL KY NH WA WI AK-AL CA-44 NJ-03
Sep30 Can the Tea Party Govern?